Kumuluz Payment

Kumuluz Payment API simplifies integration with payment gateways and systems of multiple providers, which your customers are already familiar with. With minimal effort, you can support most popular payment systems and simplify the payment process for your customers.
All payment systems are supported through a simple and generic interface, enabling you to optimize transaction costs. With the use of the Kumuluz Payment API, you can choose the cheapest payment method and lower your expenses.

How the API works

You canot execute your digital strategy and build your digital products and services without adapting the new, microservice and cloud-native application development.

Simple generic interface for all payment systems
Optimize transaction costs with different payment gateways
Monitor and overview all payments in one place
Kumuluz Payment API is PCI-DSS compliant
Secure by design
Adapt the payment window look according to your needs
Increase your revenue
Customers can choose their preferred payment method
Well documented, including OpenAPI/Swagger specification and documentation
Supported payment provider

Documentation summary

Simple integration and upgrade

Built for developers, allowing simple integration with existing systems and simple addition of new payment options.

Secure and safe

Uses modern tokenization methods to secure transactions. User data is handled only by payment systems.

Unified platform for traditional and modern payments

Single solution for various payment providers and payment methods supporting debit and credit cards, instant pay systems (PayPal, Apple Pay, Google Wallet, mBills, etc.) and cryptocurrencies. Several different payment gateways can be used (Braintree, Stripe, Bankart, etc.) and online banking solutions can be integrated.

Optimize transaction cost

Automatically directs to the cheapest payment gateway.

Three quick ways to use Kumuluz Business APIs

Register and test

Register and test some of the Business APIs

Start for free

Buy and use Kumuluz Payment as a container with support.

Full support

Get the API source code and full support for maximum flexibility

Let our team help your developers empower Business APIs to their full extent

Get a quote

Use cases

You have a payment system that uses several payment gateways. Each gateway has different prices, meaning you pay differently for each transaction. The Kumuluz Payment API will automatically select the cheapest gateway and save you money.

You’ve built a new modern application that you are using to sell products to your users. But if you want to enable users to pay online, you have to use one of the payment gateways and embed their design into your application. This completely ruins your design or, even worse, redirects the user to some other web page. The Kumuluz Payment API allows you to design and use custom payment screens and embed them in your application. This way the user never leaves your application and has a seamless user experience.

Are you worried that you’ll have to handle sensitive data? The Kumuluz Payment API will take care of that for you. You won’t have to worry about security. With the use of modern tokenization methods, we provide a simple and secure way to process your transactions. Additionally, you’ll also achieve PCI-DDS compliance.

Have you ever wondered how much you earn through online payment methods? Or wanted to track your transactions? By using the Kumuluz Payment API, you’ll have unified management and control of all online and offline payments.

Do you know that you want to support payment with debit cards today and maybe extend your payment methods in the future? Are you worried about upgrading your system to support everything? With the Kumuluz Payment API you will have a unified platform for modern (and traditional) payment systems. If you want to add a new payment system, you can achieve that with minimal configuration management. Adding support for a new payment system has never been simpler.

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